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지적재산 전문가 선택 전 필수 질문! "유사 사례 경험이 있는가?" 내 업종을 잘 아는 사무소가 강한 특허를 뽑아냅니다. #변리사질문 #선임기준 #특허상담
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새 신용평가모형은 카카오뱅크가 2013년 11월 금융서비스 실시 직후 축척해온 대출 이용 손님들의 금융 거래 데이터를 해석해 적용하는 방법이다. 거기에 이동통신 3사가 보유한 통신비 정상 납부 기간이나 데이터 평균 사용량 등 통신과금 서비스 사용 정보 등도 추가해 신용평가에 활용하고 있다.
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