Why Longtime Homeowners Assume Their Policy Is Fine - and Why That Assumption Often Fails

https://thehometrotters.com/home-insurance-is-the-conversation-most-homeowners-tune-out-until-it-is-too-late/

If you've owned your home for 5 to 15 years and never filed a claim, it's natural to feel confident your insurance is doing its job. Most people assume "no problems so far" equals "no problems ahead