Cafeteria Perks as well as Your Workforce
http://garrettvetm286.unblog.fr/2019/06/05/cafeteria-advantages-as-well-as-your-workforce/
Workers pay for non-reimbursed costs from these accounts. Sadly, flexible-spending accounts are "use-it-or-lose-it" accounts; implying that any kind of funds leftover at the end of the year can't be "rolled over,"