80% Replacement Value Triggers Immediate Action When Active Intrusion Reaches Critical Threshold

https://express-insuranceclaim-waterdamage.cloudhinter.com/posts/tracked-drying-workflows-reduce-drywall-moisture-recovery-time-by-40-percent-2

The 80% rule is an insurance threshold that determines whether your homeowner's policy will cover the full replacement cost of water-damaged property or deny the claim altogether